Monday, June 6, 2022

Live Within Your Means

I was a teenager when my Kuya taught me this valuable lesson. He sat me down one day and told me to always weigh in whether a purchase is a need or a want. That was a good guide to live within your means.


Since then I learned to be cautious about making purchases, especially large ones. I purchased devices through installments and made sure to pay the bill on time. When I buy gadgets I make sure they would last a long time and I only replace them when they don't work anymore or are worn out. It also takes me a long time to decide whether to buy an item. 

I've wanted to purchase a second sewing machine for more than a year now. I have researched and canvassed what I want to buy. I have not bought it because there's so far no need (and space for it). I dilly dallied over buying a sewing machine for over two years, Sweetie bought it for me, haha. Well, it's still working, so I really have no reason to buy a new one. 

I think what also helped me was growing up with a Mom who lives simply. She only had branded bags because Titay would give it to her as a gift. Mom also rarely wore make-up and also usually got her supply from Titay, haha. My grad school professor explained it's a matter of putting it in proper perspective. Are you buying a car to get from point A to point B? Or are you buying a car to show off? 

Followed Kuya's advise and even when I moved to Singapore, I lived like I was still in Manila. I did that because I wanted to buy our own place. Looking back, I may have gone extreme because I was so cautious at spending. Good thing Kuya taught me another way to manage my money and since then I've been able to enjoy the fruits of my labor more. All the years of hardwork culminated in purchasing our dream home. 

One thing I learned in the last few months is to make sure you are surrounded with people you can really trust. We all worked hard and thought we were secure in the knowledge that we are able to take care of Mom. None of us touched the money our parents gave us because we allotted it to take care of her. What we did not know was someone else was spending it for their own lavish lifestyle. Envy, after all, is the root of evil.

#BeKind #StaySafe

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