The Raffle that Changed How I Manage Money

Someone asked online if she should sell the hotel stay she won in a raffle. It reminded me of the time I won a raffle during an Ad Congress in Baguio. 

It was totally unexpected since I'm not one to win raffles. My Dad though always win and would always bring home door prizes. I haven't won any raffle since that rare moment at the Ad Congress.

With my Ninong Billy :)

It was a windfall for me. I was a single Mom back then and was drowning in tuition fee debt. My savings was just the minimum to keep my bank account. 

I won and it helped change how I manage my finances. I paid for all my debts and promised myself I'd never go in the red again. I also disciplined myself to pay all my credit card charges monthly. 

Since then I've been very mindful on where my earnings go. I'm quite thrifty and I funnily take a long time before I buy something I want (like years). I also learned how to budget properly (read more about it here). 

Sometimes you just really need a break to change how you do things. Just make sure you use that as a game changer. I did and never looked back.

Happy Sunday everyone!

#BeKind #StaySafe